The advantages of making transactions using Mega bank credit cards and their type
Few people are satisfied after a transaction using a Bank Mega.As one of the private banks in Indonesia, Bank Mega also offers credit card facilities aimed at providing convenience to customers in buying.
The credit card itself seems to have become one of the lifestyles for most Indonesians considering there are many benefits that can be felt. You no longer have to wait for a monthly payment when you are tempted to go shopping for essentials. This reason is what makes so many people want to use a credit card for daily payment transactions.
For those who want to trade using mega bank credit cards , you certainly have to understand the terms of making and how to use it.Simply put, having a credit card like this is like getting a loan that users can later pay every month.
Each bank has different rules on applications for making credit cards, including Bank Mega. Therefore, in this review we will provide information about credit card services (CC) from mega banks. For those who want to try to make a transaction using a MegaBank credit card, let’s take a look at the full conversation before here.
Benefits of transactions using Credit CardMega Bank
This method of trading credit will provide many benefits for its users. One of them, Bank Mega often provides special protocols and discounts when shopping at partner merchants for customers using credit cards. For those of you who like to shop at the supermarket, you are guaranteed that this person’s interests will be felt.
Not only that, Bank Mega also provides CC Mobile-style facilities that provide convenience to customers when they want to check transactions and bills. Here are some benefits to get if you use mega bank credit cards:
- Mega Bill
Make it easy to pay daily bills every month such as monthly internet / WiFi, electricity, water, cable TVs, BPJS and lain bills. Monthly payments will be automatically charged automatically through credit cards to ensure there will be no delay That makes for a fine. With this benefit, it’s still more time-consuming and practical, even if you still get a point from Mega Rewards.
- Mega reward spot
Make a transaction using a Bank Mega credit card and then you are also eligible for Mega Reward Points. You will get 1 point for every purchase worth of IDR 25 thousand with this credit card, available for multiples. Well, the points collected can later be used to purchase at Metro, Carrefour, Coffee Bean, Robins etc.
- Mega Top Up
Customers can also enjoy the benefits of the Mega Top Up site, which is to raise the credit before automatic payment. However, for those of you who want to enjoy this feature, you can register first through Call Center 15 000 10 (PSTN) or 600 10 (HP). Fyi, you will also get a reward point if you make a transaction using this feature.
Bank Mega credit card options for three million monthly payments
If you’re interested in making a transaction using a MegaBank credit card, then first know which products are best suited and match your salary.To illustrate, here are some of the types of CC Bank Mega that are suitable for customers with a minimum of three million payments:
- Gold cards
The requirement to apply for a Mega Gold Card must be at least 21 years old and have a minimum income of three million dollars a month. Mega Gold Card is suitable for you who want to use a credit card for the first time with a limit of Rp. 2 million.
- Platinum cards
There is also a mega Platinum cc card category with a limit of RP 10 million, but the condition is that you have to have a minimum income of $5 million a month. Recommended for those of you who like shopping and traveling.
- Travel cards
As a name, this credit card is ideal for those who like to travel by plane because you can enjoy up to 800 free amenities than airport rooms in Indonesia and abroad.
Love shopping for Transmart or Carrefour? It’s really necessary to have one of these credit cards because you get 10% discounted and enjoy various attractive spectacles from two supermarkets.
- Money cards
In addition to the Mega Gold Card, you can also choose this type of credit card with less attractive offers. Such as tour &traveling packages, tickets, hotel protocols and many others.
Choosing the right credit card type
Making a transaction using a Mega Bank credit card is not just for the format, make sure you actually use it for your needs;In addition, you have to choose the type of credit card that suits the ability to pay later because this payment system is like going into debt.
You get a loan to a certain limit according to the type of CC chosen. That means, every month you have an obligation to pay for the installation according to the regulations along with the annual necessary contributions. Often new users don’t care about such things and only as long as they use CC.
In addition, choose the type of credit card that suits your abilities and needs. For example, for those who want to use it for regular monthly shopping, then you can choose a Gold Mega or Silver Mega Card with enough limits.
Tips for making transactions using Mega bank credit cards safely
Transactions using credit cards are not one hundred percent guaranteed to be safe, as security still depends on the user itself. Consequently, pay attention to the following key tips to be safe when making a transaction using a Mega Credit card:
- Online shopping on a reliable website
Don’t shop randomly online, especially if you’re asked for personal information related to a credit card. Not to mention if it turns out that the site does not have a high level of encryption / security, it may be that your credit card information is stolen by the individual.
- Don’t do business using public WiFi
For security reasons, avoid credit card transactions using public WiFi, let alone free. Such actions are very risky and can cause you to be abused by hackers.
- Don’t keep a card number on a mobile phone
In addition, you should not keep important information related to credit card information on your phone. Imagine losing the phone? Then it doesn’t rule out the possibility that it can be abused by others who want you to be satisfied.
- Beware of fake emails
It is not common for CC users to receive an email they are asked to provide information about a credit card. It’s best to be more careful, isolating which emails are official and which aren’t. The CC number is confidential, especially the passwords that neither must be notified to other parties including Mega Bank.
Is it set aside to use or make a credit card? Indeed, more and more people have recently been interested in using credit cards for reasons of easy payments. For whatever reason, make sure you choose the right type of credit card so that in the future you can trade using a Bank Mega credit card conveniently, securely and without any obstacles.